The story of this market
The typical home in St. Mary Parish, Louisiana sells for about $121,330, or $85 per square foot.
Prices are down 4.12% from a year ago, which gives buyers more room to negotiate. Homes take about 112 days to sell, which is slow. Over the long run, values in this county have grown 70% since 2000. Last year 1 of 6 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hurricane, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $997 a month.
HUD sets the fair market rent for a 2-bedroom at $997 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2007 (+9.3%). Worst: 2013 (-1.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+0.5%
LA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,321
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 6 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
93
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $60,665,557.
Mortgage activity
Home lending in this county
68.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1207 | 585 | 68.2% | 15.9% | $150,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
St. Mary Parish, Louisiana
The St. Mary Parish housing market is currently experiencing a period of price correction with a year-over-year decline of 4.12%. High insurance costs and a reliance on the energy sector contribute to a cautious outlook, though the low price-to-income ratio maintains a level of baseline affordability for local residents.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 9 ZIP reports
Median prices moved up 7.5% year over year.
Homes spend a median of 74 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 97.99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 20.8% — a mixed stability profile.
Deterministic aggregate of 8 researched ZIP reports of 9 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
St. Mary Parish, Louisiana — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical -1.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 25
researched Sep 25
researched Sep 25
researched Sep 25
researched Sep 25
researched Sep 25
researched Sep 25
researched Sep 25
researched Sep 25
| 70340 | Amelia | $225,000 | $145 | +2.1% | 62 | 97.5% | 18% | 4.2 | 48 | $1,150 | researched Sep 25 |
| 70342 | Berwick | $185,000 | $118 | +2.8% | 72 | 96.5% | 12% | 4.2 | 48 | $1,150 | researched Sep 25 |
| 70353 | Dulac | $235,000 | $182 | -4.2% | 118 | 94.5% | 9.1% | 5.5 | 11 | $1,250 | researched Sep 25 |
| 70380 | Morgan City | $138,300 | $143 | +1.4% | 65 | 97.5% | 15% | 6.2 | 1,150 | $950 | researched Sep 25 |
| 70381 | Morgan City | $175,000 | $115 | -2.4% | 82 | 96.5% | 12% | 5.8 | 60 | $1,150 | researched Sep 25 |
| 70392 | Patterson | $265,000 | $151 | +9.1% | 65 | 98% | — | — | — | $1,250 | researched Sep 25 |
| 70514 | Baldwin | $160,000 | $105 | — | 120 | 98% | — | — | 4 | $950 | researched Sep 25 |
| 70538 | Franklin | $100,000 | $85 | -37.4% | 78 | 94.5% | 12% | 6.2 | 82 | $950 | researched Sep 25 |
| 70540 | Garden City | $185,000 | $112 | +2.1% | 68 | 97.2% | 14.5% | 4.8 | 42 | $1,150 | researched Sep 25 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
St. Mary Parish recorded a violent crime rate of 270 per 100,000 residents in 2024, which places it around the middle of the national range.
Public education is provided by the St. Mary Parish School Board, which serves the diverse communities across the parish with varying performance metrics.
The parish faces significant exposure to tropical storms and hurricanes due to its coastal location, necessitating robust flood insurance and wind mitigation strategies.
The local economy is heavily anchored by the oil and gas industry, maritime services, and manufacturing, with ongoing efforts to diversify into logistics and support services.
Property taxes are assessed by the parish assessor based on fair market value, with millage rates set by local taxing authorities including the parish council and school board.
The economy is primarily driven by the energy sector, maritime support, and industrial manufacturing, with a 5.2% unemployment rate reported as of May 2026.
The parish is served by U.S. Highway 90, a major corridor connecting the area to the broader Gulf Coast region and facilitating industrial transport.
The St. Mary Parish Assessor is responsible for the valuation of all taxable property within the parish, following state-mandated assessment cycles.
The parish is served by various special districts including levee districts for flood control and hospital service districts for local healthcare access.
Property insurance premiums remain elevated due to the high risk of hurricane and flood damage, impacting overall housing affordability.
- Burns Point Park4.67.4 mi
- Kemper Williams Park4.414.8 mi
- Wedell-Williams Aviation and Cypress Sawmill Museum4.815.1 mi
- Bayou Teche National Wildlife Refuge - Garden City Unit4.316.4 mi
- Southwest Reef Lighthouse4.619 mi
- Burns Point Park4.67.4 mi
- Jessie Fontenot Memoral Boat Landing4.416.2 mi
- Kemper Williams Park4.414.8 mi
- Bayou Teche National Wildlife Refuge - Garden City Unit4.316.4 mi
- Lawrence Park4.619.4 mi
- Atchafalaya Golf Course4.215.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Offers fishing, boating, and beach access on the Gulf of Mexico, serving as a primary recreational hub for residents.
Provides extensive opportunities for swamp tours, hunting, and fishing, highlighting the region's unique ecological heritage.
Data retrieved from US Census Bureau QuickFacts and Data USA profiles.
applies when — Property located within a condominium regime
The association may adopt budgets and collect assessments for common expenses. Late fees for assessments are capped at 30% of the monthly assessment amount.
R.S. 9:1123.102
Louisiana requires a judicial foreclosure process. The process involves filing a petition, obtaining a judgment, and a sheriff's sale. Specific notice requirements, including posting a sign on the property, apply to residential dwellings.
Louisiana Code of Civil Procedure Article 2293
Sellers must complete a property disclosure document in good faith, disclosing known defects in the property as prescribed by the Louisiana Real Estate Commission.
R.S. 9:3196 through 9:3200; La. Admin. Code tit. 46, § LXVII-3601
Property is assessed at 10% of its fair market value. The tax liability is calculated by applying the local millage rate to the assessed value. A homestead exemption of $75,000 of the assessed value is available for owner-occupied primary residences.
Louisiana Constitution Article VII, Section 18
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.